Fixed And Adjustable Rates For Every Need

Unlock Your Dream Home with Patelco's Mortgage Solutions

Fixed and Adjustable Rates for Every Need

Exclusive 30-Day Rate Lock Guarantee

Secure your dream home with confidence! Patelco Credit Union offers an exclusive 30-day rate lock guarantee, ensuring your interest rate remains in place for a full month from the time of locking. This provides ample time to finalize your purchase contract and proceed with the mortgage process.

Competitive Rates for Fixed and Adjustable Loans

Whether you prefer the stability of fixed rates or the flexibility of adjustable rates, Patelco has a mortgage solution tailored to your needs. Explore our current mortgage rates for various loan terms, including 10, 15, 20, and 30 years.

Refinance and Save on Your Current Mortgage

Unlock savings on your existing mortgage with our competitive refinance loans. Patelco offers a range of refinance options to help you lower your interest rate, reduce your monthly payments, or shorten your loan term.

Expert Mortgage Guidance and Support

Our experienced mortgage professionals are here to guide you through every step of the process, from pre-approval to closing. We'll provide personalized advice and ensure a seamless experience.

Convenient Online Tools and Resources

Access our online Mortgage Center for valuable information on buying or refinancing your home. Utilize our mortgage calculators, download informative guides, and connect with our team for personalized assistance.